SBI Life – Unit Plus III

Introduction:

SBI Life – Unit Plus III is an excellent and flexible non participating Unit linked Plan , specially designed to meet your changing requirements at various stages of life. With a wide array of funds, riders and other options, this product gives you the complete freedom to fulfill all your investment and insurance needs. And that’s not all; we now also offer you guaranteed additions and choice of payment options at a lower cost, giving you far superior value.

Key Features:
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Guaranteed Additions of upto 200% of your current years premium for Regular Premium Option and upto 25% for Single Premium Option.

No Premium Allocation Charge from 11th year onwards, thereby boosting your fund value

Enhanced investment opportunity through 8 varied Fund Options including Index Fund & Top 300 Fund

Twin Benefit of Market linked returns & insurance cover

Flexible product with an option to increase/decrease your premium and Sum Assured from 4th year onwards

Option to customize the product with a wide range of riders:
· SBI Life - Criti Care 13 Rider (UIN: 111A018V01)
· SBI Life - Accidental Death Benefit Linked Rider (UIN: 111A019V01),
· SBI Life - Premium Payor Waiver Benefit Rider (UIN: 111A017V01)
· SBI Life - Income Sustainer Rider (UIN: 111A020V01).


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SBI Life – Maha Anand II

Introduction:
SBI Life – Maha Anand II is a unique product created just for you, which provides you insurance cover without any medicals. With a wide array of funds, allows you to manage your investments according to your risk appetite thereby giving you the power to realise market related returns on your policy.

Features of SBI Life – Maha Anand II:


It’s simple to own a Maha Anand II policy, no medical examination

Guaranteed Additions of upto 90% of annualized premium

Twin Benefit of Market linked returns & insurance cover

Option to avail of additional rider benefit under SBI Life - Accidental Death Benefit Linked Rider (UIN: 111A019V01)

4 fund options to enjoy market related returns as per your risk appetite

Facility to make Top up payments, to boost your investment

Liquidity through partial withdrawals

Enhanced Value at optimal costs

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* All the references to age are age as on last birthday.
# Subject to change in the tax laws. Please consult your Tax advisor for details.

Benefits:

Maturity Benefit: On completion of policy term, Fund Value will be paid.

Death Benefit: Higher of Fund Value or Sum Assured is paid in case of an unfortunate event of death.

Rider Benefits:
- Accidental Death Benefit Linked Rider: Provides an additional benefit in unfortunate event of death occurring as a result of an accident.

SBI Life – Horizon III

Introduction:

SBI Life – Horizon III, is a dynamic and attractive non participating Unit Linked Insurance Plan. With Horizon III, we give you a hassle free way to get market linked returns through the unique feature of Automatic Asset Allocation, so you truly don’t need to be an expert to grow your money! Should you be keen on managing your money actively, we also give you the freedom to take charge of your investments.

Features of SBI Life – Horizon III :

Hassle free investment management by way of Automatic Asset Allocation where SBI Life through its proven investment expertise manages your investments on your behalf.

If you believe in managing your Investments actively, you can choose between 4 diverse fund options at your disposal.

You can also enjoy the best of both worlds, through a combination of Automatic Asset Allocation and Active Fund Management option.

No Premium Allocation Charge from 6th year onwards, thereby enhancing your fund value.

Twin Benefit of Market linked returns and insurance cover.

Flexible product with an option to increase/decrease your premium and Sum Assured from 4th year onwards

Option to boost your investments through Top-ups.

Switch facility and redirection facility to give you the power for active management of your investments

Option to customize the product with a wide range of riders - Criti Care 13 Rider (UIN: 111A018V01), Accidental Death Benefit Linked Rider (UIN: 111A019V01), Premium Payor Waiver Benefit Rider (UIN: 111A017V01) and Income Sustainer Rider (UIN: 111A020V01).

Product Snapshot:

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Benefits:
Death Benefit:- Higher of the Fund Value or Sum Assured is payable. However for minor lives the risk commences from 7 years of age last birthday and on death before attainment of 7 years of age the fund value is payable.
Maturity Benefit:- On survival of the life assured, the Fund value shall be paid. You have the option of taking the Fund Value as a Lump Sum or through the Settlement Option.
Rider Benefits:
Criti Care 13 Rider: Provides lump sum amount to take care of 13 Critical Illnesses which include Cancer, Coronary Artery Bypass Graft Surgery, Heart Attack, Heart Valve Surgery, Kidney Failure, Major Burns, Major Organ Transplant, Paralysis, Stroke, Surgery of Aorta, Coma, Motor Neurone Disease and Multiple Sclerosis
Accidental Death Benefit Linked Rider: Provides additional death benefit if the death occurs as a result of an accident.
Premium Payor Waiver Benefit Rider: In the event of the death of the Proposer, the cover for the Life Assured under the base policy continues and the future premiums under the base policy, payable during the rider term, will be paid by the Company.
Income Sustainer Rider: Provides additional benefit in the case of death or in the case of Total & Permanent Disability due to Accident or Sickness, whichever is earlier. A 25% of income sustainer benefit sum assured is paid upfront and 1% of income sustainer benefit sum assured is paid monthly in arrears for 10 years or till the end of the base policy term (capped at a maximum of 30 years) whichever is higher.

SBI LIFE INSURANCE

SBI LIFE INSURANCE Life begins afresh when you become a parent. Amidst all the divine happiness, there’s a new sense of responsibility that fills your heart. Like you may not really believe that life’s a rose bed or a tender cushion, but you certainly want it to be for your lovely children. At SBI Life, we understand that.

Spicy fare from Chettinad

The feast will showcase the flavours of Chettinad



TEMPTING DISHES Chettinad food

Among the various South Indian cuisines, Chettinad cuisine holds a special place in the taste buds of food lovers.

Spicy and aromatic, the liberally thrown chillies in the dishes don't come in the way of enjoyment of the food.

Bringing the flavour of Chettinad to the city is South Park, which is conducting a 10-day Chettinad food festival.

The festival will conclude on February 26. To lend the dishes authenticity, a chef is being brought in from Karaikudi. The buffet costs Rs. 310 per person.

To start your meal, take spoonfuls of `Aattukaal' soup. A mutton soup, it is rich and spicy.

Rice dishes

Next help yourself to the variety of rice dishes. The festival offers `Puliyodharai, (tamarind rice) `Tenga sadam' (coconut rice) and `Elumbicha sada' (lemon rice).

As side dishes, you could try `Kari kozhambu,' a mutton dish with thick red, hot gravy.

The `Yera varuval,' or fried prawn, has prawns seasoned with Chettinad spices and deep fried.
Article from Hindu

Spicy fare from Chettinad

The feast will showcase the flavours of Chettinad



TEMPTING DISHES Chettinad food

Among the various South Indian cuisines, Chettinad cuisine holds a special place in the taste buds of food lovers.

Spicy and aromatic, the liberally thrown chillies in the dishes don't come in the way of enjoyment of the food.

Bringing the flavour of Chettinad to the city is South Park, which is conducting a 10-day Chettinad food festival.

The festival will conclude on February 26. To lend the dishes authenticity, a chef is being brought in from Karaikudi. The buffet costs Rs. 310 per person.

To start your meal, take spoonfuls of `Aattukaal' soup. A mutton soup, it is rich and spicy.

Rice dishes

Next help yourself to the variety of rice dishes. The festival offers `Puliyodharai, (tamarind rice) `Tenga sadam' (coconut rice) and `Elumbicha sada' (lemon rice).

As side dishes, you could try `Kari kozhambu,' a mutton dish with thick red, hot gravy.

The `Yera varuval,' or fried prawn, has prawns seasoned with Chettinad spices and deep fried.
Article from Hindu

Hot peppers help melt love handles :)

SPICING UP THE FIGHT
Hot peppers help melt love handles


Love to have your food extra hot? Well, other than spicing up your taste buds, chilli pepper also helps in losing those extra inches around the waist.
Scientists have said that hot peppers contain a substance called capsaicin that can actually cause your body to heat up.
However, now researchers have found growing evidence that the body-heat-generating power of peppers might even lend a hand in our quest to lose those extra inches accumulating around the waistline.
And fortunately for those who do not appreciate the “burn” of hot peppers, there are plants that make a nonburning version of capsaicin called dihydrocapsiate (DCT) that could have the benefits of peppers without the pungency.
Researchers at the UCLA Center for Human Nutrition said that data provided convincing evidence that, at least for several hours after a test meal was consumed, energy expenditure was significantly increased in the group consuming the highest amount of DCT. In fact, it was almost double that of the placebo group. ANI

Article from TOI

Hot peppers help melt love handles :)

SPICING UP THE FIGHT
Hot peppers help melt love handles


Love to have your food extra hot? Well, other than spicing up your taste buds, chilli pepper also helps in losing those extra inches around the waist.
Scientists have said that hot peppers contain a substance called capsaicin that can actually cause your body to heat up.
However, now researchers have found growing evidence that the body-heat-generating power of peppers might even lend a hand in our quest to lose those extra inches accumulating around the waistline.
And fortunately for those who do not appreciate the “burn” of hot peppers, there are plants that make a nonburning version of capsaicin called dihydrocapsiate (DCT) that could have the benefits of peppers without the pungency.
Researchers at the UCLA Center for Human Nutrition said that data provided convincing evidence that, at least for several hours after a test meal was consumed, energy expenditure was significantly increased in the group consuming the highest amount of DCT. In fact, it was almost double that of the placebo group. ANI

Article from TOI

Today in our food navigator, we have explore another restaurant in Delhi.the name of the food joint say it all:- Hot and Spicy Curriers‎ Plot No 48, Vasant Kunj, Bh G D Goenka School, Masoodpur, New Delhi, Delhi 1100700. the restourant is easily lacted as it is behind the G D Goenka School. i am adding the food joint navigator link so that our Blogers can go and tryout food there. your comments are highly apricaited.

Food navigator:-
i am adding Hot and Spicy Curriers‎ place with exact location mapped in Google map:-

Hi, I'd like to share a Google Maps link for tracing shop of Hot and Spicy Curriers‎ with you.just click on the Hot and Spicy Curriers‎ link to open the link.

Hot and Spicy Curriers‎

Happy food hunting bloggers!!!! :)

Raita : A good foil for spicy dishes

Raita is a South Asian condiment based on yogurt and used as a sauce or dip. The yogurt is seasoned with cilantro, cumin, mint, cayenne pepper, and other herbs and spices. Vegetables such as cucumber and onions are mixed in. The mixture is served chilled. Raita has a cooling effect on the palate which makes it a good foil for spicy Indian dishes.




Southern Indian cuisine, such as that found in the Bangalore region, often uses finely chopped or diced carrots mixed with dahi yogurt.It could be considered similar to the Greek tzatziki.

VARIOUS TYPES OF RAITAS:
1.BOONDI RAITA:
2.ONION RAITA:
3.TOMATO RAITA:
4.CUCUMBER RAITA:

Spicy Recipes Video

PAV BHAJI! A SPICY TREAT FROM THE STREET



Spicy Vegetable Manchurian


Spicy Yogurt Condiment



Spicy Indian Bread(Handwa)



Spicy kadi pakoda

Raita : A good foil for spicy dishes

Raita is a South Asian condiment based on yogurt and used as a sauce or dip. The yogurt is seasoned with cilantro, cumin, mint, cayenne pepper, and other herbs and spices. Vegetables such as cucumber and onions are mixed in. The mixture is served chilled. Raita has a cooling effect on the palate which makes it a good foil for spicy Indian dishes.




Southern Indian cuisine, such as that found in the Bangalore region, often uses finely chopped or diced carrots mixed with dahi yogurt.It could be considered similar to the Greek tzatziki.

VARIOUS TYPES OF RAITAS:
1.BOONDI RAITA:
2.ONION RAITA:
3.TOMATO RAITA:
4.CUCUMBER RAITA:

Check out Chakle India: A Punjabi platter

Hi,

I want you to take a look at: NDTV Good Times Video: Chakle India: A Punjabi platter . No one ever goes hungry in the land of Punjab.

Food navigator :- Punjab, India

Food Navigator

Lets start and explore different food in and around India with its location details in the blog.For an instance, you might visited Karol Bagh in Delhi and liked roshan di kulfi, however people not from Delhi or those not visited that place can go and explore the food their. it will be grate if you can add the google map with the location detail in it. let go and start food hunting :)

To start the food navigation i am adding Roshan di kulfi place with exact location mapped in Google map:-

Hi, I'd like to share a Google Maps link for tracing shop of Roshan di kulfi with you.just click on teh Roshan di kulfi link to open the link.