judge to santa-tum 3rd time adalat main aa rhe ho

judge to santa-tum 3rd time adalat main aa rhe ho, tumhe sharam nhi
aati..? santa-janab tusi ta roz he aande ho tuhanu ta dubb ke marr
jana chahida hai.....

Boss asked Santa to buy two corner tickets

Boss asked Santa to buy two corner tickets for a movie to watch with
his Girlfriend. Santa bought two corner tickets: A1................A26

santa pikar lauta, biwi k dant se bachne k liye

santa pikar lauta, biwi k dant se bachne k liye badi c book le kar
padne laga, wife-aaj fir pikar aaye? santa-nhi, wife-to suitcase
kholkar kya badbada rhe ho

If we become too sentimental, its too hard to lead life..

If we become too sentimental, its too hard to lead life..
&
If we become too practical,its too tough to respect Relations.. Gdmrng

Santa goes to gulabo's home n knocks the door

1) Santa goes to gulabo's home n knocks the door

Gulabo- kon..?
Santa - Main...!
Gulabo-Main kon.?

Santa- Le dass! Ullu di pathi tu gulabo hor kon.?

Deep breathing ‘cuts stress as much as massage’

Source: BBC News - Deep breathing 'cuts stress as much as massage'
Massage is no more effective at cutting anxiety than deep breathing
and soothing music, say US researchers.The study of 68 people,
reported in Depression and Anxiety, showed anxiety symptoms were
halved for those given 10 massage sessions over three months. But
those given relaxation therapy, which is much cheaper, improved by the
same amount. Massage experts say the primary aim of massage is to
treat damage to soft tissue rather than relaxation. The study looked
at people with generalised anxiety disorder, a condition involving
excessive worry that makes normal life difficult. The patients were
given one of three treatments. One group had massage. The other two
groups had relaxation therapy (breathing deeply while lying down) or
thermotherapy (having their arms and legs wrapped up intermittently
with heating pads and warm towels).
We were surprised to find that the benefits of massage were no greater
than those of the same number of sessions of 'thermotherapy' or
listening to relaxing music Karen Sherman, lead researcher All
three therapies were given in a relaxing environment with soft
lighting and quiet music. At the end of the treatments, all three
groups reported their anxiety had decreased by about 40% - and about
50% three months later. Lead researcher, Dr Karen Sherman from the
Seattle based Group Health Centre for Health Studies said they were
surprised to find that the benefits of massage were no greater than
those of the same number of sessions of 'thermotherapy' or listening
to relaxing music. "This suggests that the benefits of massage may be
due to a generalised relaxation response," she said. "Treatment in a
relaxing room is much less expensive than the other treatments
(massage or thermotherapy), so it might be the most cost-effective
option for people with generalised anxiety disorder who want to try a
relaxation-oriented complementary medicine therapy." TensionBut
massage organisations pointed out that massage aims to do more than
relax people. Susan Findlay, spokesman for the General Council for
Massage Therapies, said massage was not just about dealing with
emotional issues and relaxation. "Massage therapists do corrective
work with soft tissue such as muscles and tendons. They try to make
these tissues work as well as possible," she said. "However, by
releasing tension in a shoulder for example, massage may also reduce
pain and so make the person feel more relaxed. "This can give the
person being treated a powerful psychological boost."

Chocolate helps treat high BP,cuts stroke risk by 20%

Note: Contents from other sources, shared here, are for knowledge
exchange and not for any commercial gains
Chocolate helps treat high BP,cuts stroke risk by 20%
Tuesday, 29 June 2010
Source: Times of India
London: Suffering from hypertension Fret not,just gorge on a chunk of
dark chocolate daily,for a new study reveals that it could have the
same positive effect on high blood pressure as half an hour of
exercise. Researchers have carried out the study and found that people
with high blood pressure can reduce the chance of having a heart
attack or a stroke by 20% if they eat chocolate everyday. According to
them,chocolate,particularly the dark variety,contains chemicals known
as flavanols which naturally open up blood vessels in the body,which
means blood can flow more easily and the pressure drops.You don't
always need medication to reduce blood pressure.This shows that there
are some foods that can help, lead researcher Karin Ried of Adelaide
University was quoted by the Telegraph as saying. For the study,the
experts combined the results of 15 other studies looking at chocolate
and cocoa between 1955 and 2009 covering hundreds of people.They found
that for people with hypertension,eating chocolate could reduce the
blood pressure by up to 5%.But for those with normal pressure it had
no effect,the findings revealed.PTI

Now, buying ULIPS will cost less

MUMBAI: Insurance sector regulator IRDA on Monday came out with a set
of guidelines directing life insurers to offer unit-linked insurance
plans (Ulips) at a much lower cost to buyers, while simultaneously
offering higher life cover though with a longer lock-in period.
While life insurance customers will benefit, the new rules could lead
to a substantial cut in commission for insurance agents and force life
insurance companies to drastically cut costs, leading to lower sales,
industry players said.
Interestingly, IRDA's decision to change rules governing Ulips came
within three months of stock market regulator Sebi saying that Ulips
were investment products as well (on which Sebi is the sole authority)
and banning 14 life insurers from selling Ulips without its
permission.
IRDA, on Monday, said that insurers will now be allowed to charge up
to 4% on annual premium paid on Ulips for the first five years, and
thereafter charges will be reduced during the tenure of the policy.
For plans of 15 years and above, the charges will be restricted at
2.25% of the yearly premium.
These cut in charges would make Ulips more attractive to the buyers
since they will have to pay lower charges for the same premium they
paid earlier. In the long run, this will add to the Ulip buyers'
funds. "Lower charges will benefit the customers," said GV Nageswara
Rao, MD & CEO, IDBI Fortis Life Insurance. However, this could mean
lower commission to insurance agents which in turn might affect sales
of ULIPs, Rao added.
The life insurers will also have to cut their expenses and becuase of
lower sales, it may affect their topline as well as bottomline. "The
capping of expenses guidelines have been made very stringent, this
will have quite farreaching consequences for the industry," said
Kamesh Goyal, country manager & CEO, Bajaj Allianz Life Insurance.
"Small regular premium policies will become unviable, thus a large
proportion of people who were paying premium of less than Rs 15,000 or
so a year will suffer badly," Goyal added. There is also fear in the
insurance industry that the new commission structure might not be able
to sustain an insurance agent's income and this channel could suffer.
IRDA has also increased the lock-in period for all Ulips from three
years to five years now, including the top-up premiums.
The decision is expected to make these products more like long-term
financial instruments that can provide risk protection. Longer lock-in
would also discourage those insurance buyers who often entered Ulips,
which are market-linked products, for short term gains. The regulator
also increased the insurance cover on such products to 10 times of the
first-year premium compared to five times now. In its Monday circular
IRDA also said that all pension products should have a guaranteed
return of 4.5% per annum. However industry players feel this could be
difficult to offer. "Providing a fixed guaranteed interest rate could
be a challenge. The returns here should be linked to market-related
rates," said Rao of IDBI Fortis

Ghazal sms

शिकायत है उन्हें कि हमें मोहब्बत करना नही आता,
शिकवा तो इस दिल को भी है
पर इसे शिकायत करना नहीं आता............!!!!

दूरियों से फर्क पड़ता नहीं
बात तो दिलों कि नज़दीकियों से होती है
दोस्ती तो कुछ आप जैसो से है
वरना मुलाकात तो जाने कितनों से होती है

अल्फ़ाज़ों मैं वो दम कहाँ जो बया करे शख़्सियत हमारी,
रूबरू होना है तो आगोश मैं आना होगा,
यूँ देखने भर से नशा नहीं होता जान लो साकी,
हम इक ज़ाम हैं हमें होंठो से लगाना होगा ......

मैं चाहता हूँ ऐसा मेरा हमराह हो,
वो मेरी पसंद नहीं मेरी चाह हो ,
मैं उदास हो जाऊ तो मेरा अंग हो ,
मैं हताश हो जाऊ हो मेरी आश हो,
मुझे चोट लगे तो उसे एहसास हो,
मेरी हर आती जाती सासों का,
हर पल का उसके पास हिसाब हो,
मेरी आखो से अश्क बहे तो,उसकी आखों में नमी का एहसास हो,
अगर हो तो एस ही हो वरना,
ऐ खुदा मेरी राहों में कोई न हो i

Bade ajeeb hain
ye zindagi ke raaste,
anjane mod par
kuchh log dost ban jate hain,
milne ki khushi de ya na de
bichhadne ka gam zarur de jate hain.

Hum nazron se door hai, Aankho se nahi,
Khawbon se door hai, Khayalon se nahi,
Hum dil se door hai, Dharkan se nahi,
Hum aapse door hai,
Aap ki yaado se nahi.

Reh na paoge
kabhi bhulakar dekho,
yakin na aye to
azmaa kar to kar dekho,
har jagah mehesus hogi kami,
apni mehfilo ko jitna bhi sajakar to dekho........

Khushbu ki tarah tumhare paas bikhar jayenge,

Sukun ban ke dil mein utar jayenge,

Zara mehsus karne ki koshish to kijiye,

Dur hue bhi paas nazar aayenge...........

Kal Raat Meri Aankh Se Ek Aansu Nikal Aaya,
Maine Wajah Pucha To Usne Has Ke Ye Bataya
Koi Tere Aankho Me Itna Hai Samaya,
Ki Main Chah Kar Bhi Apni Jagah Nahi Bana Paya

bhikre risto ko koi rup de do.....
khilte phoolo ko thodi dhoop de do..............
aapki yaad aayi to scrap kiya hamne .......................
aap bhi hamari yaad aane ka koi sabut de do.............???

Tumhe dil main basaye rakhta hoon
Aur duniya ko bhoolaye rakhta hoon
Tumhe meri nazar na lag jaye
Iss liye nazarein jukaye rakhta hoon

Dosti se badi koi Jagir nahi hoti,
isse acchi koi tasvir nahi hoti.
Ek najuk pyar ka dhaga hai,
fir bhi isse pakki koi janjeer nahi hoti.

Khushi se dil ko aabad karna...

Aur gham ko dil se azad karna,

Hamari bus itni gujarish hai ke hame bhi

Din me ek baar YAAD karna...

Specal for Kishan and Narendar

jaroor jaroor yaad karna

In each single day we smile and laugh so many times

In each single day we smile and laugh so many times..We never thank
God after every smile but we do blame him 4 every tear we
cry.Think..!!! Good morning

Home remedies for Acidity

Acidity:-

Acidity is very common for Spicy food lovers. The home remedies for the same is given below:-

1)Take a tiny piece of Jaggery (Gur) every hour and just keep it in the mouth, slowly suck (do not chew or swallow it) it till it acidity subsides.
2)Drink Coconut water 3-4 times a day when you feel like thirsty.
3) If you having a spicy meal, have a plate full of watermelon (tarbooz) and cucumber( kheera) with your food.
4)Harad juice , 1-2 teaspoon daily after meals is very effective in controlling acidity.The juice can be mixed with equal amount of Amla juice for better results in high acidity.
5)Chewing a piece of Harad is an age old remedy.