| Spicy Papad Ka Paratha | ||
Cooking Time : 30 mins Serves / Makes : 9 | ||
| Ingredients | ||
| 9dal ke papad 1 tsp garam masala 1 tsp red chilli powder 2 tsp fresh green coriander chopped 1 tsp salt 2tbsp finely chopped onions 2 green chillies finely chopped 2 tbsp Butter 2 katoris wheat flour oil for frying papad and parathas  | ||
| Method | ||
| fry papads in oil keep aside and crush them well then add finely chopped coriander,finely chopped onion,red chilli powder,salt, garam masala, mix it well and the stuffing is ready for delicious parathas. now seive the wheat flour,add oil or ghee i.e.moyan in it and mix well and then with warm water make soft dough out of it. make balls from the dough and roll them a little. put the stuffing in it and close it with hand . roll out parathas as thin as possible. cook on tawa with oil applied on both the sides.  | ||
| User Comments & Tips | ||
| serve hot parathas with white or yellow butter or ghee and curds and achaar along with it. |
Friday, June 11, 2010
Spicy Papad Ka Paratha !!
Spicy Papad Ka Paratha !!
| Spicy Papad Ka Paratha | ||
Cooking Time : 30 mins Serves / Makes : 9 | ||
| Ingredients | ||
| 9dal ke papad 1 tsp garam masala 1 tsp red chilli powder 2 tsp fresh green coriander chopped 1 tsp salt 2tbsp finely chopped onions 2 green chillies finely chopped 2 tbsp Butter 2 katoris wheat flour oil for frying papad and parathas  | ||
| Method | ||
| fry papads in oil keep aside and crush them well then add finely chopped coriander,finely chopped onion,red chilli powder,salt, garam masala, mix it well and the stuffing is ready for delicious parathas. now seive the wheat flour,add oil or ghee i.e.moyan in it and mix well and then with warm water make soft dough out of it. make balls from the dough and roll them a little. put the stuffing in it and close it with hand . roll out parathas as thin as possible. cook on tawa with oil applied on both the sides.  | ||
| User Comments & Tips | ||
| serve hot parathas with white or yellow butter or ghee and curds and achaar along with it. |
Thursday, June 3, 2010
A spicy treat Jimmy Chew
A spicy treat Jimmy Chew,
Hindustan Times
New Delhi, June 03,
2010
First Published: 18:06 IST (3/6/2010)
Last Updated: 02:18 IST(4/6/2010)
Tears stream down my cheeks as I sit to write this review. No, I
haven't suddenly become more overtly passionate about food than I've
always been. It's because I've just come back after having the
spiciest, yet the yummiest meal ever.
A tryst with Jor Bagh market in South Delhi took me and a friend to
Purana Villa, a popular Indian eatery in the area, often recommended
for its Mangalorean or Konkani dishes. The place is not really fancy,
but it's neat and decent.
The décor is too simple considering its 'posh' Jorbagh address, with
the 48-seater laying the entire emphasis on food and service, both of
which score. The strangely tilted glasses on the table, that, at the
outset, give you an impression that you've got tipsy even before
you've started drinking, are quite amusing. Coming back to spices,
well, the pre-set table, apart from the usual chutneys, has a bowl of
large, friend green chillies wrapped in the most delicious spice
powder, so the stage for what is to come is set before you even order.
To be fair to the staff, they duly asked if we wanted our food very,
medium or less spicy, and we bravely chorused — very. Well then that's
exactly how it turned out to be. We started with Ambi and Murg Salad
(Rs 160), a beautifully decorated preparation of raw mango and chicken
salad served in papad cones.
The taste is great, but despite the generous portions, I would advise
you to go slow on the raw mango unless you want your throat to go for
a toss the next morning. The next starter turned out to be a real
star. Samundari Ratan (Rs 650), grilled jumbo prawns wrapped in a
spicy paste was truly excellent —
the humongous prawns being most succulent and well cooked. Apart from
the coastal fare, the restaurant, with a well equipped bar, has an
elaborate Mughlai and Awadhi menu. But a small, additional menu
stapled to the main, caught our attention. It was the 'quail' or
Bataer menu, a specialty of the place. Now, the exotic bird's meat is
quite a rarity in Delhi, so we ditched the usual Mughlai fare to order
for Bataer 65, a la the famous 'chicken 65', with many a folklore
about the origin of the fiery, spicy dish.
The batter fried quail looked fairly interesting but tasted a tad bit
over fried and dry. In hindsight, maybe a quail dish with Kashmiri or
Mangalorean gravy would've been a better choice. Trying to focus on
the quail, we ordered for yellow Dal Sultani (Rs 265) as accompaniment
and it tasted well, though one wished for a bit more tangy flavour.
The other main course, Machhi Curry (Rs 495), described in the menu
as 'home style' fish curry was good and fresh, but with a thick creamy
gravy, one wondered if it was really as home style as claimed. Too
full for dessert and after crying buckets post the delicious, spicy
treat, we headed out, promising ourselves that we shall be back
whenever in the mood to shed some more happy tears.
Where: Purana Villa,
4/172 Jor Bagh Market,
New Delhi
Tel: 011-24629207
Meal for two: Rs 2,000
Food: ***1/2
Decor: **1/2
Service: ****
Overall:***1/2
A spicy treat Jimmy Chew
A spicy treat Jimmy Chew,
Hindustan Times
New Delhi, June 03,
2010
First Published: 18:06 IST (3/6/2010)
Last Updated: 02:18 IST(4/6/2010)
Tears stream down my cheeks as I sit to write this review. No, I
haven't suddenly become more overtly passionate about food than I've
always been. It's because I've just come back after having the
spiciest, yet the yummiest meal ever.
A tryst with Jor Bagh market in South Delhi took me and a friend to
Purana Villa, a popular Indian eatery in the area, often recommended
for its Mangalorean or Konkani dishes. The place is not really fancy,
but it's neat and decent.
The décor is too simple considering its 'posh' Jorbagh address, with
the 48-seater laying the entire emphasis on food and service, both of
which score. The strangely tilted glasses on the table, that, at the
outset, give you an impression that you've got tipsy even before
you've started drinking, are quite amusing. Coming back to spices,
well, the pre-set table, apart from the usual chutneys, has a bowl of
large, friend green chillies wrapped in the most delicious spice
powder, so the stage for what is to come is set before you even order.
To be fair to the staff, they duly asked if we wanted our food very,
medium or less spicy, and we bravely chorused — very. Well then that's
exactly how it turned out to be. We started with Ambi and Murg Salad
(Rs 160), a beautifully decorated preparation of raw mango and chicken
salad served in papad cones.
The taste is great, but despite the generous portions, I would advise
you to go slow on the raw mango unless you want your throat to go for
a toss the next morning. The next starter turned out to be a real
star. Samundari Ratan (Rs 650), grilled jumbo prawns wrapped in a
spicy paste was truly excellent —
the humongous prawns being most succulent and well cooked. Apart from
the coastal fare, the restaurant, with a well equipped bar, has an
elaborate Mughlai and Awadhi menu. But a small, additional menu
stapled to the main, caught our attention. It was the 'quail' or
Bataer menu, a specialty of the place. Now, the exotic bird's meat is
quite a rarity in Delhi, so we ditched the usual Mughlai fare to order
for Bataer 65, a la the famous 'chicken 65', with many a folklore
about the origin of the fiery, spicy dish.
The batter fried quail looked fairly interesting but tasted a tad bit
over fried and dry. In hindsight, maybe a quail dish with Kashmiri or
Mangalorean gravy would've been a better choice. Trying to focus on
the quail, we ordered for yellow Dal Sultani (Rs 265) as accompaniment
and it tasted well, though one wished for a bit more tangy flavour.
The other main course, Machhi Curry (Rs 495), described in the menu
as 'home style' fish curry was good and fresh, but with a thick creamy
gravy, one wondered if it was really as home style as claimed. Too
full for dessert and after crying buckets post the delicious, spicy
treat, we headed out, promising ourselves that we shall be back
whenever in the mood to shed some more happy tears.
Where: Purana Villa,
4/172 Jor Bagh Market,
New Delhi
Tel: 011-24629207
Meal for two: Rs 2,000
Food: ***1/2
Decor: **1/2
Service: ****
Overall:***1/2
Spicy hot Yogurt Soup Recipes
Spicy Yogurt Soup Recipes
Ingredients :
1.5 cups natural yogurt, beaten
4 tbsp gram flour
1/2 tsp chili powder
1/2 tsp turmeric salt,
to taste 2-3 green chilies, finely chopped
4 tbsp vegetable oil
4 whole dried red chilies
1 tsp cumin seeds
3-4 curry leaves
3 garlic cloves,
crushed 2 inch pieces of fresh root ginger, crushed fresh coriander
leaves, chopped, to garnish
Method :
Mix together the yogurt, gram flour, chili powder, turmeric and salt
and strain them into a saucepan. Add the spicy green chilies and cook
gently for about 10 minutes, stirring occasionally. Be careful not to
let the soup boil over. Heat the oil in a frying pan and fry the
remaining spices, crushed garlic and fresh ginger until the dried
chilies turn black. Pour the oil and the spices over the yogurt soup,
cover the pan and leave to rest for 5 minutes off the heat. Mix well
and gently reheat for a further 5 minutes. Serve hot, garnished with
the coriander leaves. Serves 4-6
Sugar can be added to this soup to bring out the full flavor. For an
extra creamy soup, use Greek-style yogurt instead of natural yogurt.
Adjust the amount of chilies according to how spicy and hot you want
the soup to be.
Ingredients :
1.5 cups natural yogurt, beaten
4 tbsp gram flour
1/2 tsp chili powder
1/2 tsp turmeric salt,
to taste 2-3 green chilies, finely chopped
4 tbsp vegetable oil
4 whole dried red chilies
1 tsp cumin seeds
3-4 curry leaves
3 garlic cloves,
crushed 2 inch pieces of fresh root ginger, crushed fresh coriander
leaves, chopped, to garnish
Method :
Mix together the yogurt, gram flour, chili powder, turmeric and salt
and strain them into a saucepan. Add the spicy green chilies and cook
gently for about 10 minutes, stirring occasionally. Be careful not to
let the soup boil over. Heat the oil in a frying pan and fry the
remaining spices, crushed garlic and fresh ginger until the dried
chilies turn black. Pour the oil and the spices over the yogurt soup,
cover the pan and leave to rest for 5 minutes off the heat. Mix well
and gently reheat for a further 5 minutes. Serve hot, garnished with
the coriander leaves. Serves 4-6
Sugar can be added to this soup to bring out the full flavor. For an
extra creamy soup, use Greek-style yogurt instead of natural yogurt.
Adjust the amount of chilies according to how spicy and hot you want
the soup to be.
Spicy hot Yogurt Soup Recipes
Spicy Yogurt Soup Recipes
Ingredients :
1.5 cups natural yogurt, beaten
4 tbsp gram flour
1/2 tsp chili powder
1/2 tsp turmeric salt,
to taste 2-3 green chilies, finely chopped
4 tbsp vegetable oil
4 whole dried red chilies
1 tsp cumin seeds
3-4 curry leaves
3 garlic cloves,
crushed 2 inch pieces of fresh root ginger, crushed fresh coriander
leaves, chopped, to garnish
Method :
Mix together the yogurt, gram flour, chili powder, turmeric and salt
and strain them into a saucepan. Add the spicy green chilies and cook
gently for about 10 minutes, stirring occasionally. Be careful not to
let the soup boil over. Heat the oil in a frying pan and fry the
remaining spices, crushed garlic and fresh ginger until the dried
chilies turn black. Pour the oil and the spices over the yogurt soup,
cover the pan and leave to rest for 5 minutes off the heat. Mix well
and gently reheat for a further 5 minutes. Serve hot, garnished with
the coriander leaves. Serves 4-6
Sugar can be added to this soup to bring out the full flavor. For an
extra creamy soup, use Greek-style yogurt instead of natural yogurt.
Adjust the amount of chilies according to how spicy and hot you want
the soup to be.
Ingredients :
1.5 cups natural yogurt, beaten
4 tbsp gram flour
1/2 tsp chili powder
1/2 tsp turmeric salt,
to taste 2-3 green chilies, finely chopped
4 tbsp vegetable oil
4 whole dried red chilies
1 tsp cumin seeds
3-4 curry leaves
3 garlic cloves,
crushed 2 inch pieces of fresh root ginger, crushed fresh coriander
leaves, chopped, to garnish
Method :
Mix together the yogurt, gram flour, chili powder, turmeric and salt
and strain them into a saucepan. Add the spicy green chilies and cook
gently for about 10 minutes, stirring occasionally. Be careful not to
let the soup boil over. Heat the oil in a frying pan and fry the
remaining spices, crushed garlic and fresh ginger until the dried
chilies turn black. Pour the oil and the spices over the yogurt soup,
cover the pan and leave to rest for 5 minutes off the heat. Mix well
and gently reheat for a further 5 minutes. Serve hot, garnished with
the coriander leaves. Serves 4-6
Sugar can be added to this soup to bring out the full flavor. For an
extra creamy soup, use Greek-style yogurt instead of natural yogurt.
Adjust the amount of chilies according to how spicy and hot you want
the soup to be.
Wednesday, June 2, 2010
SBI Life - Scholar II
Introduction:
As a caring parent you would always want your child to get the very best. Is there a way to protect your children against life’s risks? Is there a way to make tomorrow safe for them? Therefore this is the time when careful financial planning can help you fulfill the aspirations that you have for your children’s.
We at SBI Life can help you ensure that your children’s future is secure and prosperous.
SBI Life - Scholar II is designed to protect your child’s future educational needs.
Key Features:
Twin benefit of saving for your child’s education and securing a bright future despite the uncertainties of life.
Full risk cover throughout the policy term irrespective of payment of survival benefits installments.
Option to receive the installments in lump sum at the due date of first installment of Survival benefit.
Attractive rider options
Attractive rebate for Female lives and High Sum Assured.
15 days Free Look Period.
Product type:
It is a traditional participating plan.
Benefits
Guaranteed payment at regular intervals
When the child attains 18 years of age, the parent has an option of:
Receiving the Sum Assured in 4 installments:
Please click on the snapshot for a better view
Receiving the Survival Benefits in a single installment along with the Vested Bonus* (Policy terminates thereafter) * Vested bonus is the total amount of bonus accrued till date, under the policy.
DEATH BENEFIT :In the event of unfortunate incident of your early death during the term of the plan, your child’s future remains secured in 3 ways:
Child future educational needs: 25% of Sum Assured is payable in 4 equal installments when the child attains the age 18 years to 21 years. This ensures the child’s higher educational needs are met.
Immediate Payment: The nominee receives the Sum Assured along with the bonus declared until that date.
All future basic premiums need not be paid: Ensuring that your family is not financially burdened in your absence.
Other Optional Benefits:
SBI Life - Accidental Death and Accidental Total Permanent Disability Rider
In case of death due to an accident, the nominee gets the additional rider Sum Assured.
If the policyholder is involved in an accident, resulting in total permanent disability, he/she will get Sum Assured under this rider in 10 equal annual installments; He/she will exit from all the rider covers thereafter, but continue to be covered for basic cover on receipt of further premium due, if any.
SBI Life - Premium Waiver Benefit Rider: Under this rider the policy holder need not pay future premiums for the base product, if he/she suffers from total and permanent disability due to an accident after the rider is opted for.
SBI Life - Critical Illness Rider:
On diagnosis of any of the 6 critical illnesses and you survive for more than 30 days from diagnosis; the Critical Illness Cover Amount is paid in a lump sum. No more claims will be admitted under this cover. The Basic policy remains in force for all the other benefits.
Tax Benefits
Tax benefit u/s 80 C and 10 (10 D) of IT Act*
Premiums paid for Critical Illness Benefit qualify for tax exemption under Sec 80D*
What is the policy term?
The premium payment term depends on the age of the child and ends when the child attains the age 18 years. You are covered till the child attains the age 21 years.
Who can buy this product?
Anyone between 18 to 60 years of age(as on last birthday) with a child between 0 to 15 years..
What is the sum assured?
Minimum Maximum
Rs. 50,000 Rs. 1 Crore
Riders available
SBI Life - Premium Waiver Benefit Rider
SBI Life - Accidental Death and total permanent disability rider
SBI Life - Critical Illness Rider
As a caring parent you would always want your child to get the very best. Is there a way to protect your children against life’s risks? Is there a way to make tomorrow safe for them? Therefore this is the time when careful financial planning can help you fulfill the aspirations that you have for your children’s.
We at SBI Life can help you ensure that your children’s future is secure and prosperous.
SBI Life - Scholar II is designed to protect your child’s future educational needs.
Key Features:
Twin benefit of saving for your child’s education and securing a bright future despite the uncertainties of life.
Full risk cover throughout the policy term irrespective of payment of survival benefits installments.
Option to receive the installments in lump sum at the due date of first installment of Survival benefit.
Attractive rider options
Attractive rebate for Female lives and High Sum Assured.
15 days Free Look Period.
Product type:
It is a traditional participating plan.
Benefits
Guaranteed payment at regular intervals
When the child attains 18 years of age, the parent has an option of:
Receiving the Sum Assured in 4 installments:
Please click on the snapshot for a better view Receiving the Survival Benefits in a single installment along with the Vested Bonus* (Policy terminates thereafter) * Vested bonus is the total amount of bonus accrued till date, under the policy.
DEATH BENEFIT :In the event of unfortunate incident of your early death during the term of the plan, your child’s future remains secured in 3 ways:
Child future educational needs: 25% of Sum Assured is payable in 4 equal installments when the child attains the age 18 years to 21 years. This ensures the child’s higher educational needs are met.
Immediate Payment: The nominee receives the Sum Assured along with the bonus declared until that date.
All future basic premiums need not be paid: Ensuring that your family is not financially burdened in your absence.
Other Optional Benefits:
SBI Life - Accidental Death and Accidental Total Permanent Disability Rider
In case of death due to an accident, the nominee gets the additional rider Sum Assured.
If the policyholder is involved in an accident, resulting in total permanent disability, he/she will get Sum Assured under this rider in 10 equal annual installments; He/she will exit from all the rider covers thereafter, but continue to be covered for basic cover on receipt of further premium due, if any.
SBI Life - Premium Waiver Benefit Rider: Under this rider the policy holder need not pay future premiums for the base product, if he/she suffers from total and permanent disability due to an accident after the rider is opted for.
SBI Life - Critical Illness Rider:
On diagnosis of any of the 6 critical illnesses and you survive for more than 30 days from diagnosis; the Critical Illness Cover Amount is paid in a lump sum. No more claims will be admitted under this cover. The Basic policy remains in force for all the other benefits.
Tax Benefits
Tax benefit u/s 80 C and 10 (10 D) of IT Act*
Premiums paid for Critical Illness Benefit qualify for tax exemption under Sec 80D*
What is the policy term?
The premium payment term depends on the age of the child and ends when the child attains the age 18 years. You are covered till the child attains the age 21 years.
Who can buy this product?
Anyone between 18 to 60 years of age(as on last birthday) with a child between 0 to 15 years..
What is the sum assured?
Minimum Maximum
Rs. 50,000 Rs. 1 Crore
Riders available
SBI Life - Premium Waiver Benefit Rider
SBI Life - Accidental Death and total permanent disability rider
SBI Life - Critical Illness Rider
SBI Life - Lifelong Pension Plus
Introduction:
SBI Life Lifelong Pension Plus is a unique individual non participating traditional pension plan, which gives you total safety and security while offering you complete transparency and flexibility. This Plan is a perfect way for you to accumulate your savings and purchase an annuity with it, a time of your choice, to give you regular income. You would agree that all this will surely give you a secure future, and a joyous retirement.
Key Feature of SBI Life - Lifelong Pension Plus:
You have complete freedom to avail of a Pure Pension option or get the added advantage of insurance protection.
Choice of Add on Covers ,thus meeting your additional requirements at a nominal cost
Term cover
Total Permanent Disability(TPD) cover due to
Accident OR
Accident and Sickness
Complete Transparency: You will know how your premiums are growing each step of the way. At the end of each financial year, the fund will be credited with investment income based on the investment return earned.
Guaranteed Additions of 10% of Annual Premium on 15th policy anniversary & 10% of Annual Premium on every 5th policy anniversary thereafter in case of Regular Premium policy whereas for Single Premium policy, 1% of Single Premium on 15th policy anniversary & 1% of Single Premium on every 5th policy anniversary thereafter.
Added to this is the matchless advantage of our expertise in investment management that shields you from the vagaries of the markets and gives you stable investment returns that grow your retirement kitty
Choose Single or Regular payment, as per your need.
Augment your retirement kitty at any time during the policy term by making Additional Contributions.
Option to Prepone or Postpone the Vesting Age
Product Snapshot:
Please click on the snapshot for a better view
All the references to age are age as on last birthday.
Benefits
Maturity Benefit: The fund value payable on maturity/vesting can be utilized as follows:
Purchase Annuity Plan for the entire amount.
Commute up to one third of Fund Value as lump sum and the balance can be used for the purchase of annuity.
Death Benefit: In the unfortunate event of death, the accumulated fund value will be paid to the nominee or legal heir. Term cover sum assured if opted for is also payable and the policy terminates thereafter.
Add-on Cover Benefits:
Term Cover:
In the event of death when this benefit is in force (before the life assured completes 65 years of age or during the benefit term if there is no unpaid premium), the nominee would be paid an amount equal to benefit Sum Assured.
Total Permanent Disability Cover (Accident):
If the policyholder has taken this cover and during the tenure of Policy in the event the insured becomes incapacitated and as a result not able to earn an income from any work, occupation or profession for the rest of his/her life, then the sum assured will be paid,
Total Permanent Disability Cover (Accident & Sickness):
This cover option benefit is payable when. If the policyholder has taken this cover, then in case of a state of total, permanent and irreversible disability exists as a result of an accident or disease and the life insured is rendered permanently incapable of earning an income from any occupation whatsoever, the sum assured will be paid.
Please Note: Either of the Total Permanent Disability (TPD) covers can only be availed if Term Cover has been opted.
SBI Life Lifelong Pension Plus is a unique individual non participating traditional pension plan, which gives you total safety and security while offering you complete transparency and flexibility. This Plan is a perfect way for you to accumulate your savings and purchase an annuity with it, a time of your choice, to give you regular income. You would agree that all this will surely give you a secure future, and a joyous retirement.
Key Feature of SBI Life - Lifelong Pension Plus:
You have complete freedom to avail of a Pure Pension option or get the added advantage of insurance protection.
Choice of Add on Covers ,thus meeting your additional requirements at a nominal cost
Term cover
Total Permanent Disability(TPD) cover due to
Accident OR
Accident and Sickness
Complete Transparency: You will know how your premiums are growing each step of the way. At the end of each financial year, the fund will be credited with investment income based on the investment return earned.
Guaranteed Additions of 10% of Annual Premium on 15th policy anniversary & 10% of Annual Premium on every 5th policy anniversary thereafter in case of Regular Premium policy whereas for Single Premium policy, 1% of Single Premium on 15th policy anniversary & 1% of Single Premium on every 5th policy anniversary thereafter.
Added to this is the matchless advantage of our expertise in investment management that shields you from the vagaries of the markets and gives you stable investment returns that grow your retirement kitty
Choose Single or Regular payment, as per your need.
Augment your retirement kitty at any time during the policy term by making Additional Contributions.
Option to Prepone or Postpone the Vesting Age
Product Snapshot:
Please click on the snapshot for a better view All the references to age are age as on last birthday.
Benefits
Maturity Benefit: The fund value payable on maturity/vesting can be utilized as follows:
Purchase Annuity Plan for the entire amount.
Commute up to one third of Fund Value as lump sum and the balance can be used for the purchase of annuity.
Death Benefit: In the unfortunate event of death, the accumulated fund value will be paid to the nominee or legal heir. Term cover sum assured if opted for is also payable and the policy terminates thereafter.
Add-on Cover Benefits:
Term Cover:
In the event of death when this benefit is in force (before the life assured completes 65 years of age or during the benefit term if there is no unpaid premium), the nominee would be paid an amount equal to benefit Sum Assured.
Total Permanent Disability Cover (Accident):
If the policyholder has taken this cover and during the tenure of Policy in the event the insured becomes incapacitated and as a result not able to earn an income from any work, occupation or profession for the rest of his/her life, then the sum assured will be paid,
Total Permanent Disability Cover (Accident & Sickness):
This cover option benefit is payable when. If the policyholder has taken this cover, then in case of a state of total, permanent and irreversible disability exists as a result of an accident or disease and the life insured is rendered permanently incapable of earning an income from any occupation whatsoever, the sum assured will be paid.
Please Note: Either of the Total Permanent Disability (TPD) covers can only be availed if Term Cover has been opted.
SBI Life - Immediate Annuity Plan
Introduction:
SBI Life Insurance introduces SBI Life - Immediate Annuity Plan for Pension Policyholders. This product provides annuity payments immediately from payment of purchase price. It has been specially designed to cater to the annuity needs of our existing policyholders (SBI Life - Lifelong Pensions, SBI Life - Horizon II Pension, SBI Life - Unit Plus II Pension) at the vesting age.
All you need to do is choose the annuity option and pay a purchase price to commence the annuity for the required amount. We at SBI Life will calculate the amount of each annuity payments based on the purchase amount and life expectancy.
What are the Key Features?
You can opt for any one of the 6 Annuity options available and your annuity option stays the same throughout the tenure.
Option to choose the periodicity of your annuity: Members can choose the periodicity of the annuity depending upon their needs. The options available are Annual, Half yearly, Quarterly, and Monthly.
Annuity rates guaranteed for life: Attractive annuity rates due to group effect. Annuity rates decided at the time of entry are guaranteed for the rest of life for the given purchase price.
Age at Entry for member : 50 to 70 Years as on last birthday
Minimum Annuity will be Rs. 250 per month.
What are the Annuity Options* Available?
A variety of Options to choose from:
Life annuity at constant rate.
Annuity payable at constant rate throughout the life of the Annuitant with facility of receiving on death of the Annuitant a refund of purchase price less the sum total of annuity already paid till date of death.
Annuity payable at constant simple rate throughout the life of the Annuitant with facility of receiving on death of the Annuitant 100% refund of purchase price.
Annuity increasing at the rate of 1% or 2% or 3% per annum as the case may be and payable during the life of the Annuitant
Annuity certain for 5/ 10 / 15 years as the case may be and for the life thereafter
Last survivor annuity, whereby upon the death of the Annuitant his/ her spouse* will receive a life annuity, which will be either 100% or 50% of the last annuity amount paid to the Annuitant, as the case may be.
*Annuity is not available if the difference in age of the annuitant and the spouse is more than 10 years.
Why SBI Life Insurance?
SBI Life Insurance is a joint venture between the State Bank of India and BNP Paribas Assurance. State Bank of India enjoys the largest banking franchise in India. Along with its 7 Associate Banks, BNP Paribas Assurance is the insurance arm of BNP Paribas - Euro Zone’s leading Bank. BNP Paribas, part of the worlds top 10 group of banks by market value and part of Europe top 3 banking companies, is one of the oldest foreign banks.
The above information is a brief summary of SBI Life - Immediate Annuity
SBI Life Insurance introduces SBI Life - Immediate Annuity Plan for Pension Policyholders. This product provides annuity payments immediately from payment of purchase price. It has been specially designed to cater to the annuity needs of our existing policyholders (SBI Life - Lifelong Pensions, SBI Life - Horizon II Pension, SBI Life - Unit Plus II Pension) at the vesting age.
All you need to do is choose the annuity option and pay a purchase price to commence the annuity for the required amount. We at SBI Life will calculate the amount of each annuity payments based on the purchase amount and life expectancy.
What are the Key Features?
You can opt for any one of the 6 Annuity options available and your annuity option stays the same throughout the tenure.
Option to choose the periodicity of your annuity: Members can choose the periodicity of the annuity depending upon their needs. The options available are Annual, Half yearly, Quarterly, and Monthly.
Annuity rates guaranteed for life: Attractive annuity rates due to group effect. Annuity rates decided at the time of entry are guaranteed for the rest of life for the given purchase price.
Age at Entry for member : 50 to 70 Years as on last birthday
Minimum Annuity will be Rs. 250 per month.
What are the Annuity Options* Available?
A variety of Options to choose from:
Life annuity at constant rate.
Annuity payable at constant rate throughout the life of the Annuitant with facility of receiving on death of the Annuitant a refund of purchase price less the sum total of annuity already paid till date of death.
Annuity payable at constant simple rate throughout the life of the Annuitant with facility of receiving on death of the Annuitant 100% refund of purchase price.
Annuity increasing at the rate of 1% or 2% or 3% per annum as the case may be and payable during the life of the Annuitant
Annuity certain for 5/ 10 / 15 years as the case may be and for the life thereafter
Last survivor annuity, whereby upon the death of the Annuitant his/ her spouse* will receive a life annuity, which will be either 100% or 50% of the last annuity amount paid to the Annuitant, as the case may be.
*Annuity is not available if the difference in age of the annuitant and the spouse is more than 10 years.
Why SBI Life Insurance?
SBI Life Insurance is a joint venture between the State Bank of India and BNP Paribas Assurance. State Bank of India enjoys the largest banking franchise in India. Along with its 7 Associate Banks, BNP Paribas Assurance is the insurance arm of BNP Paribas - Euro Zone’s leading Bank. BNP Paribas, part of the worlds top 10 group of banks by market value and part of Europe top 3 banking companies, is one of the oldest foreign banks.
The above information is a brief summary of SBI Life - Immediate Annuity
SBI Life – Horizon III Pension
Introduction:
Horizon III Pension is a flexible and a hassle free unit linked pension plan with an opportunity for you to get higher market-linked returns. It truly offers you the best of both worlds with the choice of Automatic Asset Allocation or Active Fund Management! To top it all, you can now enjoy the benefits of no premium allocation charges from the 4th policy year along with all the innovative and flexible options that you ever wanted...So go for it now!
Features of SBI Life – Horizon III Pension:
Automatic Asset Allocation, through which SBI Life manages your investments on your behalf.
Option for Active Fund Management, through a choice of 4 diverse fund options
Enjoy the best of both worlds, by allocating between Automatic Asset allocation and Active Fund Management option.
Enhanced Fund Value - No Premium Allocation Charges from the 4th policy year
Freedom to avail of a Pure Pension plan or get added protection with 2 new riders- SBI Life - Criti Care 13 Rider (UIN: 111A018V01) and SBI Life - Income Sustainer Rider (UIN: 111A020V01)
Twin Benefit of Market linked returns & regular income.
Enjoy complete flexibility to increase or decrease your premium amount.
Choice of early or late retirement: Option to alter the vesting age to suit your requirements.
Investment Flexibility through Switching, Redirection and Top-Ups.
Product Snapshot:
Please click on the snapshot for a better view
All the references to age are age as on last birthday.
**Tax benefits are subject to change in tax laws. Please consult your Tax advisor for details.
Benefits:
Maturity Benefit:-The fund value payable on maturity/vesting can be utilized as follows:
Purchase Annuity Plan for the entire amount.
Commute up to one third of Fund Value as lump sum and the balance can be used for the purchase of annuity.
Death Benefit:-
In the unfortunate event of death or total permanent disability or critical illness whichever is earlier, the fund value at that time shall be payable.
Rider Benefits:
Criti Care 13 Rider: Provides lump sum amount to take care of 13 Critical Illnesses which include Cancer, Coronary Artery Bypass Graft Surgery, Heart Attack, Heart Valve Surgery, Kidney Failure, Major Burns, Major Organ Transplant, Paralysis, Stroke, Surgery of Aorta, Coma, Motor Neurone Disease and Multiple Sclerosis
Income Sustainer Rider: Provides additional benefit in the case of death or in the case of Total & Permanent Disability due to Accident or Sickness, whichever is earlier. A 25% of income sustainer benefit sum assured is paid upfront and 1% of income sustainer benefit sum assured is paid monthly in arrears for 10 years or till the end of the base policy term (capped at a maximum of 30 years) whichever is higher.
Horizon III Pension is a flexible and a hassle free unit linked pension plan with an opportunity for you to get higher market-linked returns. It truly offers you the best of both worlds with the choice of Automatic Asset Allocation or Active Fund Management! To top it all, you can now enjoy the benefits of no premium allocation charges from the 4th policy year along with all the innovative and flexible options that you ever wanted...So go for it now!
Features of SBI Life – Horizon III Pension:
Automatic Asset Allocation, through which SBI Life manages your investments on your behalf.
Option for Active Fund Management, through a choice of 4 diverse fund options
Enjoy the best of both worlds, by allocating between Automatic Asset allocation and Active Fund Management option.
Enhanced Fund Value - No Premium Allocation Charges from the 4th policy year
Freedom to avail of a Pure Pension plan or get added protection with 2 new riders- SBI Life - Criti Care 13 Rider (UIN: 111A018V01) and SBI Life - Income Sustainer Rider (UIN: 111A020V01)
Twin Benefit of Market linked returns & regular income.
Enjoy complete flexibility to increase or decrease your premium amount.
Choice of early or late retirement: Option to alter the vesting age to suit your requirements.
Investment Flexibility through Switching, Redirection and Top-Ups.
Product Snapshot:
Please click on the snapshot for a better view All the references to age are age as on last birthday.
**Tax benefits are subject to change in tax laws. Please consult your Tax advisor for details.
Benefits:
Maturity Benefit:-The fund value payable on maturity/vesting can be utilized as follows:
Purchase Annuity Plan for the entire amount.
Commute up to one third of Fund Value as lump sum and the balance can be used for the purchase of annuity.
Death Benefit:-
In the unfortunate event of death or total permanent disability or critical illness whichever is earlier, the fund value at that time shall be payable.
Rider Benefits:
Criti Care 13 Rider: Provides lump sum amount to take care of 13 Critical Illnesses which include Cancer, Coronary Artery Bypass Graft Surgery, Heart Attack, Heart Valve Surgery, Kidney Failure, Major Burns, Major Organ Transplant, Paralysis, Stroke, Surgery of Aorta, Coma, Motor Neurone Disease and Multiple Sclerosis
Income Sustainer Rider: Provides additional benefit in the case of death or in the case of Total & Permanent Disability due to Accident or Sickness, whichever is earlier. A 25% of income sustainer benefit sum assured is paid upfront and 1% of income sustainer benefit sum assured is paid monthly in arrears for 10 years or till the end of the base policy term (capped at a maximum of 30 years) whichever is higher.
SBI Life:- Unit Plus III Pension
Introduction:
Your golden years will now indeed be ‘Golden’…SBI Life Insurance introduces Unit Plus III Pension, a unit linked non-participating pension plan that makes sure that you have regular income after you retire. With the unique advantage of 8 diverse fund options to suit your risk profile, Unit Plus III Pension also packs in the added protection through two attractive riders. All this and more at surprisingly lower costs, that deliver superior value so you can be sure that good times are here to stay.
Key Features:
Guaranteed Additions of 5% every year from the 6th policy year onwards, on one annualized regular premium and 1% on the Single Premium
Enhanced investment opportunity through 8 Dynamic Fund Options including Index Pension Fund, Top 300 Pension Fund
No Premium Allocation Charge from 6th year onwards, thereby enhancing your fund value.
Option to avail added protection with 2 new riders – SBI Life - Criti Care 13 Rider (UIN: 111A018V01), and SBI Life Income Sustainer Rider (UIN: 111A020V01)
Twin Benefit of Market linked returns & regular income
Enjoy complete flexibility to increase/decrease your premium amount.
Choice of early/ late retirement: Option to alter your vesting age to suit your requirements.
Convenience to pay premiums at regular intervals or as a single premium.
Option to boost your investments through Top-ups.
Product Snapshot:
Please click on the snapshot for a better view
All the references to age are age as on last birthday.
**Tax benefits are subject to change in tax laws. Please consult your Tax advisor for details.
Benefits
On Death, Total Permanent Disability or Critical Illness (Before Vesting Date) :-In the unfortunate event of death or total permanent disability or critical illness whichever is earlier, the Fund Value at that time shall be payable
Maturity/Vesting Retirement Benefit:- The Policy will be terminated on vesting, and the fund value payable on vesting can be utilized as follows:
Purchase Annuity Plan for the entire amount.
Commute up to one third of Fund Value as lump sum and the balance can be used for the purchase of annuity.
Rider Benefits:
Criti Care 13 Rider: Provides lump sum amount to take care of 13 Critical Illnesses which include Cancer, Coronary Artery Bypass Graft Surgery, Heart Attack, Heart Valve Surgery, Kidney Failure, Major Burns, Major Organ Transplant, Paralysis, Stroke, Surgery of Aorta, Coma, Motor Neurone Disease and Multiple Sclerosis
Income Sustainer Rider: Provides additional benefit in the case of death or in the case of Total & Permanent Disability due to Accident or Sickness, whichever is earlier. A 25% of income sustainer benefit sum assured is paid upfront and 1% of income sustainer benefit sum assured is paid monthly in arrears for 10 years or till the end of the base policy term (capped at a maximum of 30 years) whichever is higher.
Your golden years will now indeed be ‘Golden’…SBI Life Insurance introduces Unit Plus III Pension, a unit linked non-participating pension plan that makes sure that you have regular income after you retire. With the unique advantage of 8 diverse fund options to suit your risk profile, Unit Plus III Pension also packs in the added protection through two attractive riders. All this and more at surprisingly lower costs, that deliver superior value so you can be sure that good times are here to stay.
Key Features:
Guaranteed Additions of 5% every year from the 6th policy year onwards, on one annualized regular premium and 1% on the Single Premium
Enhanced investment opportunity through 8 Dynamic Fund Options including Index Pension Fund, Top 300 Pension Fund
No Premium Allocation Charge from 6th year onwards, thereby enhancing your fund value.
Option to avail added protection with 2 new riders – SBI Life - Criti Care 13 Rider (UIN: 111A018V01), and SBI Life Income Sustainer Rider (UIN: 111A020V01)
Twin Benefit of Market linked returns & regular income
Enjoy complete flexibility to increase/decrease your premium amount.
Choice of early/ late retirement: Option to alter your vesting age to suit your requirements.
Convenience to pay premiums at regular intervals or as a single premium.
Option to boost your investments through Top-ups.
Product Snapshot:
Please click on the snapshot for a better view All the references to age are age as on last birthday.
**Tax benefits are subject to change in tax laws. Please consult your Tax advisor for details.
Benefits
On Death, Total Permanent Disability or Critical Illness (Before Vesting Date) :-In the unfortunate event of death or total permanent disability or critical illness whichever is earlier, the Fund Value at that time shall be payable
Maturity/Vesting Retirement Benefit:- The Policy will be terminated on vesting, and the fund value payable on vesting can be utilized as follows:
Purchase Annuity Plan for the entire amount.
Commute up to one third of Fund Value as lump sum and the balance can be used for the purchase of annuity.
Rider Benefits:
Criti Care 13 Rider: Provides lump sum amount to take care of 13 Critical Illnesses which include Cancer, Coronary Artery Bypass Graft Surgery, Heart Attack, Heart Valve Surgery, Kidney Failure, Major Burns, Major Organ Transplant, Paralysis, Stroke, Surgery of Aorta, Coma, Motor Neurone Disease and Multiple Sclerosis
Income Sustainer Rider: Provides additional benefit in the case of death or in the case of Total & Permanent Disability due to Accident or Sickness, whichever is earlier. A 25% of income sustainer benefit sum assured is paid upfront and 1% of income sustainer benefit sum assured is paid monthly in arrears for 10 years or till the end of the base policy term (capped at a maximum of 30 years) whichever is higher.
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